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Frequently Asked Questions




Q: Do I have to put money down to finance or lease a car? If so, how much?


A: Typically, it depends on four key factors: credit score, previous auto history, loan amount and income. For a better understanding of what may be required, please contact us and one of our experienced reps will be more than happy to evaluate your situation.


Q: Why should I go through The Honest Broker and not directly to the dealership?


A: We feel there are a multitude of reason why, but we’ll attempt to sum it up with what we feel are three differences:


1. Transparency- We at The Honest Broker make sure that when you purchase/lease, every detail is explained thoroughly.
2. Time Efficiency- In the Tri-State area we live fast paced lifestyle. This often makes it difficult to spare the multiple days it takes to shop for the car or the deal that is agreeable to ones liking. no worries, we do all of the leg work. Allowing you to continue with your normal day's activities.
3. Integrity- From the moment you agree to have The Honest Broker represent you, we employ the same ethics of that as of your Physician or Lawyer. We afford each client the care and attention we would our own families.


Q: How do I know you’re a legit company?


A: The Honest Broker LLC is Registered with NYS Department of State, licensed by the Department of Motor Vehicle, bonded, and insured. All certificates are viewable at out physical location.


Q: Are you able to get any brand of car?


A: Absolutely!


Q: My credit is not the best. Can you get me approved?


A: We have a Special Finance Department which has had a tremendous amount of success doing just that, getting the tough deal approved. Your first step is understanding the requirements that are needed to have a chance:


1. Three most recent paystubs or three months of most recent bank statement (proof income).

2. Must provide a utility bill to your current address (proof of address).
3. Valid Driver's license


If you can provide these documents and the vehicle you are attempting to obtain is in proportion to income, the chances increase exponentially that we can get you approved. For a better understanding of what your situation may require please contact us and one of our Special Finance agents will assist you further.


Q: When is the best time to contact you?


A: NOW!



2021 The Honest Broker LLC is a registered trademark. All rights reserved. The Honest Broker LLC is NYS Department Of Motor Vehicle licensed and Surety Bonded.The Honest Broker LLC, 70 Sunrise Hwy Suite 500 Valley Stream, NY 11581.